Terms of Service

1. Acceptance of Terms

By accessing or using the Tyndrum website, applications, or any related services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not access or use the Service.

We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

2. Description of Service

Tyndrum provides predictive analytics and portfolio tools intended to help users explore and organise supplemental income opportunities. The Service is informational and organisational in nature. It does not constitute financial, investment, tax, or legal advice, and Tyndrum is not a regulated financial adviser or broker.

3. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements and that all information you provide to us is accurate and current.

4. Account Responsibilities

If an account is required to access certain features, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting to gain unauthorized access to our systems, reverse-engineering our software, interfering with the normal operation of the Service, or using the Service for any unlawful purpose. We reserve the right to suspend or terminate access for users who violate these Terms.

6. No Financial Advice

Nothing provided through the Service should be interpreted as a recommendation to buy, sell, or hold any financial instrument, nor as a guarantee of future income, returns, or outcomes. All predictive outputs are generated using modeling techniques that carry inherent uncertainty. You are solely responsible for any decisions made based on information obtained through the Service, and you should consult a qualified independent professional before making financial decisions.

7. Fees and Payment

Where the Service includes paid features, applicable fees will be disclosed to you prior to purchase. Fees are generally non-refundable except as required by applicable law or as otherwise stated at the point of purchase. We reserve the right to change pricing with reasonable notice.

8. Intellectual Property

All content, software, branding, and materials associated with the Service are the property of Tyndrum or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose. You may not copy, modify, distribute, or create derivative works from any part of the Service without prior written consent.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Tyndrum and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from your use of or inability to use the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Tyndrum, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising from your use of the Service or your violation of these Terms.